Medicare is a health insurance program for individuals 65 years of age or older and who are eligible for Social Security, or people under 65 with certain disabilities or end-stage renal disease. Medicare does not cover all expenses in a skilled nursing facility and is not designed to pay for long-term custodial care.
Medicare’s premium, deductible and coinsurance amounts change each year. Medicare pays for 100 percent of days 1-20 of a qualifying skilled nursing stay, but there is a co-insurance charge for days 21-100. Our admissions team can review the current rates and coverage with you. Current rates are available at medicare.gov.
Medicare Part A
Helps pay for hospital stays, skilled nursing facility care, home health care and hospice care.
Medicare Part B
Helps pay for doctors’ services and outpatient care, as well as some other services such as physical and occupational therapy, some home health care and services and supplies that are medically necessary.
Medicare Part C
This is Medicare’s managed care benefit called Medicare Advantage plan. Each plan offers different benefits and different rules than traditional Medicare.
Medicare Part D
This is the Medicare prescription drug coverage program. The cost and coverage vary by plan.